result #117180 - TOP TEN MONEY DRAINS: WHAT ARE YOU SPENDING YOUR MONEY ON?

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worst : TOP TEN MONEY DRAINS: WHAT ARE YOU SPENDING YOUR MONEY ON?

[+] ballot by RunsWithScissors
ACTIVE Aug 19,2007 - Fri May 14, 10

1. Coffee -- the average price for brewed coffee is $1.38. There are roughly 260 weekdays per year, so buying one coffee every weekday morning costs almost $360 per year.

2. Cigarettes - the average price for a pack of cigarettes in the United States is $4.54. Pack-a-day smokers fork out $1,660 a year.

3. Alcohol -- assuming an average of $5 per beer including tip, buying two beers per day adds up to $3,650 per year. Figure twice that for two mixed drinks a day at the local bar.

4. Bottled water from convenience stores -- A 20-ounce bottle of water costs about $1. One bottle of water per day costs $365 per year.

5. Manicures -- the average cost of a manicure is $20.53. A weekly manicure sets you back about $1,068 per year.

6. Car washes -- The average cost for a basic auto detailing package is $58. The tab for getting your car detailed every two months: $348 per year.

7. Weekday lunches out -- $9 will generally cover a decent lunch most work days. If you buy rather than pack a lunch five days a week for one year, you shell out about $2,350 a year.

8. Vending machines snacks -- The average vending machine snack costs $1. Buy a pack of cookies every afternoon at work and pay $260 per year.

9. Interest charges on credit card bills -- the median amount of credit card debt carried by Americans is $6,600. Fixed interest rates on a standard card average 13.44 percent. Making the minimum payment each month, it will take 250 months (almost 21 years) to pay off the debt and cost $4,868 in interest.

10. Unused memberships -- the monthly service fee at gyms averages between $35 and $40. At $40 per month, an unused gym membership runs $480 per year.

Which of these is your biggest money drain?

Interest charges on credit cards	11
Cigarettes	9
gasoline	5
Weekday lunches out	3
Coffee	2
Alcohol	2
Bottled water	1
Video games.	1
Manicures	0
Car washes	0
Vending machine snacks	0
Unused memberships	0
Lipgloss	0

Ballot #117180: has 34 total votes.
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COMMENTS:
Voted : gasoline
Gasoline for me. That's due to unnecessary trips out. They're not needed, but a drive through the country sure breaks up the monotony on those boring days. I still buy less gas though than what I did when I lived in the city. That city driving will drain a tank fast.

I smoke too, but I darn sure don't spend over $1,600 on it. I roll my own, so it's more like $130 or so a year.

by Grumpy_Person on Sun Aug 19, 07 3:48pm [+]

Voted : Interest charges on credit cards
Followed by coffee, beer and bottled water.

by skylab on Sun Aug 19, 07 4:57pm [+]

Voted : Weekday lunches out
I'm trying to get a handle on my eating out habits...

by thesoothsayer on Sun Aug 19, 07 5:25pm [+]

Voted : Video games.
As for all the other stuff so far on the list don't even apply to me.

by fivenotes on Sun Aug 19, 07 7:20pm [+]

Voted : Interest charges on credit cards
But I just have one cc, at a very low rate of interest. The only other one that applies is gasoline, though I don't drive much (do a lot of walking; work at home).

by mojo on Mon Aug 20, 07 8:17am [+]

Voted : Weekday lunches out
That's the only thing on the list for me, although I don't pay $9.00, usually $3 or $4 day in the hospital cafetera.

by larrynelmira on Mon Aug 20, 07 9:02am [+]

Voted : Bottled water
$5 a beer?

I didn't realize it was so expensive.

I always see those trailer trash bums drunk and passing out on "Cops". How do they afford to pay such high prices??

by LCD on Thu Dec 27, 07 11:14am [+]

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