worst : DOES PRIVATE HEALTH INSURANCE WORK? [+] ballot by skylab ACTIVE Sun Nov 11, 07 - Mon Nov 10, 08 Health Net saved $35.5 million in "unnecessary" health care expenses for rescinding more than 1,000 policies between 2000 and 2006. At the same time, a Health Net analyst received about $21,000 in bonuses for her work, which included exceeding company goals for policy rescissions. The information was revealed during an arbitration hearing this week in San Bernardino County in a lawsuit filed by Patsy Bates, a 51-year-old hairdresser from Gardena (Los Angeles County) who is suing Health Net for $6 million plus punitive damages for revoking her policy after her breast cancer was diagnosed. Health Net analyst Barbara Fowler, who conducted Bates' investigation, exceeded the company's 2002 goal of 15 rescissions a month by averaging 22.9. Fowler's rescission successes were repeatedly lauded in her performance evaluations, which noted she saved the company $5.5 million in 2002 for rescinding 275 contracts. Her bonuses ranged from $1,654 in 2001 to a high of $6,310 in 2005. Health Net contends that Bates' rescission was justified because Bates failed to disclose a heart condition and lied about her weight when she applied for the policy in July 2003, omissions that would have caused the insurer to reject her application. Shernoff said Bates, who had insurance when she switched to Health Net to save money, had no incentive to lie. He said an agent filled out the application for her while she was cutting hair. Private health insurance works. No need to change it. Private health insurance is broke, and needs to be fixed. Ballot #119268 : SEE RESULTS Comment: show your vote with comment?

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